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Waterfront Value in Bay Point - A Boater's Dream

Get on the water now with this exceptional opportunity to own a waterfront home in Panama City Beach--one of the area's best buys for coastal living and investment potential. Whether you're looking for a full-time residence or a vacation rental, this canal-front property offers the perfect blend of lifestyle, location, and value. Truly a boater's paradise.

Located in the private, golf-cart-friendly Bay Point community, this home offers both tranquility and an active coastal lifestyle. Bay Point features a Jack Nicklaus-designed golf course, the St. Joe-owned full-service Point South Marina, and a vibrant calendar of year-round community events. Enjoy restaurants and bars within the gated community, optional clubs available to join, including the Bay Point Yacht club, women's club, golf, gaming, wine, and book clubs, and access to the community's printed and online newspaper. The neighborhood is secured with gated entry and 24/7 roving security.

From your own backyard, enjoy a scenic 15-minute boat ride through Bay Point's canal system to the open bay, with Shell Island and the Gulf of America just minutes away.

Inside, the home features an updated kitchen with quartz countertops, soft-close cabinetry, a hidden spice rack, and a double-layer silverware drawer. Additional highlights include two spacious living areas--one with a fireplace--plus a new fence, washer and dryer (2018), and a refrigerator added in 2023.

Step outside to a large patio with a pool overlooking the canal, and a new boat lift capable of accommodating a boat up to 10,000 pounds. This waterfront property offers an outstanding opportunity to enjoy the best of Panama City Beach living--on the water and ready to go.
#784402

Panama City

1502 Trout Lane

3 Beds

2 Baths

2,112 Sq.Ft.

$745,000

MLS#: 784402

Unit 606 at The Summit, is a beautifully situated Gulf-front condominium offering stunning coastal views and beachfront living at its best. This well-appointed residence features an open floor plan with abundant natural light, private balcony overlooking the sugar-white sands and emerald waters of Panama City Beach, and comfortable living space perfect for vacationing, full-time living, or investment ownership. Whether you're savoring morning coffee with sunrise over the Gulf or enjoying an evening breeze with sunset cocktails, this unit delivers the iconic coastal lifestyle buyers crave.

Resort-Style Living at The Summit
The Summit is one of Panama City Beach's most beloved beachfront communities, offering an array of amenities designed for fun, relaxation, and convenience:

Direct private beach access with pristine shoreline just steps from your door

Two Olympic-sized beachfront pools (one heated seasonally) plus children's pools

Multiple hot tubs (including indoor options) and sauna/steam rooms

Tiki Bar & onsite dining like Bikini Bob's Restaurant & Grill and Summit Market

Fitness center, tennis courts, basketball, pickleball & shuffleboard courts

Game room, picnic/BBQ areas, and 24/7 gated security

Beach services including chair rentals, watersports, and parasailing available nearby for extra fun
All of this makes The Summit not just a condo, but a full-resort destination right on the Gulf.

Prime Location & Exciting New Neighbor
Location couldn't be better , The Summit sits in the heart of Panama City Beach's vibrant coastal scene along Thomas Drive. In early 2026, the iconic Tootsie's Orchid Lounge is opening right next door, bringing tropical drinks, live music, and relaxed beach nightlife literally steps from your front door,  a lifestyle and rental upside that's truly unmatched.

Endless Nearby Activities & Attractions
From family fun to outdoor adventure, this location puts you close to it all:

Ripley's Believe It or Not! and WonderWorks for quirky, fun indoor entertainment

St. Andrews State Park — one of Florida's premier natural beach parks with fishing, trails, kayaking and picnicking

ZooWorld Zoological & Botanical Conservatory — interactive wildlife encounters

Coconut Creek Family Fun Park and amusement options for all ages

Dozens of great restaurants, bars, shops and local attractions just a short stroll or drive away

A Smart Investment or Dream Getaway
With The Summit's strong year-round appeal as a vacation rental destination, beachfront location, resort amenities, and new energy from Tootsie's next door, Unit 606 offers exceptional lifestyle value and future upside for investors or second-home buyers alike.
#784397

Panama City Beach

8743 Thomas Drive 606

1 Beds

1 Baths

740 Sq.Ft.

$330,000

MLS#: 784397

As you enter the home, you are welcomed into a foyer that leads you into the main living area. The open-concept design seamlessly connects the kitchen, dining area, and living room, creating a spacious and inviting atmosphere. The kitchen is equipped with modern appliances, plenty of cabinet space, and a breakfast bar, making it a chef's dream. The adjacent dining area provides a perfect space for family meals and gatherings. The living room serves as the heart of the home, offering a comfortable space for relaxation and entertainment. The master suite is privately located at the back of the home and features a generous walk-in closet and an ensuite bathroom with a double vanity, garden tub, and separate shower. The additional rooms are perfect for a growing family and guests, or a designated space for hobbies. Convenience is key in the 1634 floor plan, with a laundry room located near the bedrooms for easy access and organization. The two-car garage provides ample space for parking and storage. Additionally, a covered lanai at the back of the home offers a perfect outdoor retreat to enjoy the fresh air and relax. With Adams Homes' commitment to quality craftsmanship, this home is designed to provide both comfort and functionality. Embrace the spaciousness and practicality of the 1634 floorplan and customize it to fit your personal style and preferences, creating a home that perfectly suits your lifestyle and brings joy to everyday living.
#784438

Callaway

3596 Basal Street

3 Beds

2 Baths

1,634 Sq.Ft.

$353,648

MLS#: 784438

***Investor Special*** in the prestigious, gated community of Bay Point. One-bedroom, one-bath condo located in Legends Villas, offering a rare opportunity to purchase at a very low price and complete a full renovation to your own design and taste. Unit currently has no kitchen or appliances and requires a total renovation, making it ideal for investors or buyers seeking a value-add project. Prime setting near water features and the first hole of the Nicklaus Golf Course. Bay Point features 24-hour security, championship golf, full-service marina, tennis courts, and is minutes to Panama City Beach, shopping, dining, and Tyndall AFB. Excellent upside potential in a highly desirable community. If you're seeking a low-entry-price renovation project with strong equity potential, this Legends Villas condo presents a compelling opportunity to buy right, renovate, and maximize returns in a premier gated community. Bring your vision and your contractor to check out this opportunity today!
#784446

Panama City

4725 Bay Point Road 168

1 Beds

1 Baths

900 Sq.Ft.

$149,000

MLS#: 784446

King's Landing, an exclusive new community of 39 single-family homes located in the desirable King's Point area of Lynn Haven's Pretty Bayou.  The Quinton plan offers 1,693 square feet of thoughtfully designed single story living with 3 bedrooms, 2 baths and a 2-car garage.  The open concept layout seamlessly connects the modern kitchen, dining area and family room, perfect for entertaining and everyday living. The kitchen features contemporary finishes and an island that serves as the heart of the home. The spacious owner's suite provides a private retreat with a walk-in closet and ensuite bath complete with a double vanity, and separate water closet. two additional bedrooms and a full bath provide comfortable accommodations for family and guests, while the single-story design offer effortless accessibility and low maintenance living.  Residents will enjoy access to the community pool and cabana, perfect for relaxing and enjoying the waterfront views.  King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Experience the quality craftmanship and attention to detail that Traton Homes has delivered for 55 years.
#784430

Panama City

2913 W 27th Court

3 Beds

2 Baths

1,693 Sq.Ft.

$541,000

MLS#: 784430

Be the first to call this brand-new 3-bedroom, 2-bath home your own, located in the new phase of Magnolia Hills, one of Panama City's growing residential communities. With 1,474 square feet of thoughtfully designed living space and a two-car attached garage, this home offers modern comfort in a family-friendly setting.

Inside, you'll find an open-concept floor plan with 9-foot ceilings, granite countertops, and stainless steel appliances, creating a bright and welcoming atmosphere perfect for everyday living and entertaining. The kitchen flows seamlessly into the living and dining areas, while the split bedroom layout provides privacy and flexibility for families, guests, or a home office.

📍 Location & Lifestyle

Welcome to 3942 Lombard Street, ideally situated in Panama City's vibrant coastal community. Residents enjoy convenient access to local shops, grocery stores, and dining, with larger retail and entertainment destinations just a short drive away. Downtown Panama City's historic waterfront and Harrison Avenue offer galleries, breweries, farmers markets, and family-friendly events.

Outdoor enthusiasts will love being minutes from bayside parks and scenic waterfronts, including sunsets at Oaks By The Bay Park and relaxing along the St. Andrews Bay shoreline. The home is also approximately 12 miles from Tyndall Air Force Base and 12 miles from Panama City Beach, where 27 miles of sugar-white sand, boating, fishing, and nature adventures await at St. Andrews State Park and Shell Island.

Families benefit from nearby schools, neighborhood parks, and a strong community feel, while commuters enjoy easy access to major roadways. This location blends quiet residential living with the best of coastal Northwest Florida.
#784456

Panama City

3942 Lombard Street

3 Beds

2 Baths

1,474 Sq.Ft.

$1,950

MLS#: 784456

Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access to the single-car garage, storage, and your laundry room. Just beyond the garage is your fourth bedroom that could also serve as an office. Each bedroom offers plenty of space and sizeable closets for organization.

As you continue to the end of the hall, you will find the remarkable open layout of the dining and living area meeting a beautiful kitchen. The kitchen includes granite countertops, stainless steel appliances, beautiful white cabinetry, and a peninsula perfect for serving guests and for additional seating. With natural light and nearby back door and patio access, the living and dining area are integrated perfectly to complete this space for you and your guests to enjoy. This plan offers easy maintenance in the main living area and all bathrooms with our engineered vinyl plank flooring.

The primary bedroom is tucked away off the living area. The elegant sunlight beaming in, this suite offers a serene retreat with close access to the patio from the living area. The primary bathroom features granite countertops and a large walk-in closet. In addition to all the features and amenities our Bowen Plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips.

On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!
#784423

Panama City

7331 Charles Loring Jr Road

4 Beds

2 Baths

1,504 Sq.Ft.

$264,900

MLS#: 784423

Townhome available at Harbor Place townhomes. This home features three bedrooms, two and a half baths and one car garage.  Pearl EVP flooring throughout, wood stair treads, kitchen farm sink, Quartz countertops, frameless shower doors, & 12x24 shower tiles!
#784425

Destin

12 Redbird Lp

3 Beds

2 Baths

1,526 Sq.Ft.

$2,550

MLS#: 784425

Nice 2 story office with 12 offices, admin office, conference room, reception area, 2 restrooms, coffee bar.
#994114

Shalimar

5 Clifford Drive

None Beds

None Baths

4,589 Sq.Ft.

$4,925

MLS#: 994114

HIGH VISIBILITY & EASY ACCESSIBILITY. Prime CLASS A office space in popular Merchant's Walk business complex in the heart of Bluewater Bay. Located in one of the busiest & most popular complexes in BWB with direct frontage on Hwy 20, this 750 SF commercial space provides maximum drive-by traffic & visibility.The current floor plan consists of a large reception & waiting area, 3 offices, 1 flex space area & 1 bathroom. Newer roof & HVAC provide peace of mind.
#994091

Niceville

4400 FL-20 211

None Beds

None Baths

N/A

$249,400

MLS#: 994091

Welcome to 8817 N Lagoon Drive, a premier waterfront offering designed for buyers who value privacy, lifestyle, and long-term value. Located along one of Panama City's most desirable boating corridors, this property features a private dock with direct access to St. Andrews Bay and the Gulf of Mexico, delivering an elevated coastal experience few homes can offer.  This residence is ideally suited as a luxury second home, where mornings begin on the water and evenings end with sunset cruises, or as a high-demand short-term rental opportunity for the right investor seeking strong appeal in a proven waterfront market. Properties with dockage and Gulf access consistently outperform due to rarity, usability, and year-round demand. Set on North Lagoon Drive, the home enjoys a refined waterfront setting that balances tranquility with conveniencejust minutes from Panama City Beach, world-class fishing, marinas, dining, and entertainment. Whether used as a personal retreat or income-producing asset, this location supports both lifestyle enjoyment and investment performance. Waterfront homes with private docks and Gulf access are increasingly limited. This is a rare opportunity to secure a legacy property in one of the area's most enduring waterfront neighborhoods.
#994120

Panama City Beach

8817 N Lagoon Drive

4 Beds

3 Baths

2,733 Sq.Ft.

$1,195,000

MLS#: 994120

Welcome to easy living in Valparaiso! Built in 2020 and thoughtfully designed, this beautiful all-brick home offers 3 bedrooms, 2 bathrooms, and 1,589 square feet of comfortable, modern living on a spacious .35-acre lot. From the moment you arrive, you'll appreciate the clean curb appeal, durable construction, and the added bonus of fully paid-off solar panels--helping you enjoy energy efficiency and long-term savings from day one.Step inside to discover a bright, open-concept layout that's perfect for both everyday living and entertaining. The main living areas feature stylish LVP flooring that's as durable as it is attractive, while the bathrooms are finished with classic tile floors. The split bedroom floor plan offers added privacy, and each bedroom is warm and inviting with plush new carpet--creating the perfect retreat at the end of the day.

Outside, the fully fenced backyard provides plenty of space to relax, play, or host gatherings. Whether you're enjoying a quiet morning coffee, letting pets roam freely, or planning your dream outdoor setup, this generous lot gives you room to make it your own.

Modern construction, energy efficiency, and timeless finishes come together beautifully in this move-in ready home--offering the perfect blend of comfort, style, and practicality. Don't miss your opportunity to make it yours!
#994150

Valparaiso

475 Johnson Street

3 Beds

2 Baths

1,589 Sq.Ft.

$435,000

MLS#: 994150

This home offers flexibility you just don't find every day, especially in the historic district. This 2,160 SF, two-story home has a proven layout for multi-use living, income potential, or both. With 4 bedrooms and 2.5 baths, the home is currently configured as two separate living spaces. Downstairs is 3 beds/2 bath, and upstairs is a 1 Bed/1 Bath (with 5th bed potential), plus a 2nd kitchen. Live on one level and rent the other, create a multi-generational setup, or explore a duplex conversion and rent both floors. The home sits on a generous 1/3-acre lot with both front street and rear alley access, with a fenced backyard,. It's just minutes to downtown DeFuniak Springs, Lake DeFuniak, Walton Middle, and offers quick access to Hwy 331 South, putting the beaches About 30 min away. This there's room to expand - there is the possibility for a small additional home to be built at the back of the property with its own private entrance, creating the potential for three separate rental opportunities (buyer to verify). The fenced backyard adds privacy and flexibility. This is not a teardown, and it's not pretending to be fully renovated either. The important pieces are in place, including a new water heater, a roof approximately 10 years old, and electrical and plumbing updates completed over time. While the home does need cosmetic updates, features like the original craftsman stone lends authentic charm. 
Window units are used throughout, and the property has a history of an upstairs rental. This is a chance to buy into the historic district with multiple exit strategies, and without paying finished-home pricing. If you're looking for charm, potential, and a property that can evolve with your plans, this one is worth a closer look.
#994137

DeFuniak Springs

361 Park Avenue

4 Beds

2 Baths

2,160 Sq.Ft.

$248,900

MLS#: 994137

Welcome to 182 Cathy Place, a beautifully renovated coastal retreat perfectly positioned in the highly sought-after west end of Panama City Beach, just one block from the Gulf of America. This 4-bedroom, 2.5-bathroom beach home checks every box whether you're looking for a strong investment, a second home, or a primary residence. Offering four years of documented rental history, it's truly turn-key and income-ready. The home has been thoughtfully updated and renovated, blending coastal charm with modern comfort. Raised balconies provide peek-a-boo Gulf views, creating the perfect spot to enjoy salty breezes and sunset skies. Situated on an oversized lot, the property also features a privacy fence, offering rare outdoor space and seclusion so close to the beach. A new roof in February 2025
#994097

Panama City Beach

182 Cathy Place

4 Beds

2 Baths

1,560 Sq.Ft.

$575,000

MLS#: 994097

Introducing the 2-car courtyard garage Lila floor plan by Kolter Homes--a perfect fusion of modern style, everyday comfort, and lasting craftsmanship. This thoughtfully designed 4-bedroom, 3-bath home features a 2-car oversize courtyard garage, welcoming front porch, and elegant paver driveway. Built above current Florida Building Code standards, it includes 2x6 exterior walls, impact-resistant windows, and durable James Hardie siding--offering both strength and peace of mind. Inside, tray ceilings add volume and sophistication, while rich hard wood floors flow seamlessly throughout. At the heart of the home, a designer kitchen showcases an oversized island, quartz countertops, GE Profile appliances, and brushed nickel finishes.
#994103

Panama City Beach

262 Palatka Street

4 Beds

4 Baths

2,451 Sq.Ft.

$796,910

MLS#: 994103

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