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Builder says move it! New construction never lived in Florida cottage in Santa Rosa Beach, no HOA and STR allowed, built by an experienced local builder focused on clean execution and low-maintenance living - so you can skip the project list and go straight to enjoying why you moved here in the first place. Built in 2024, this 3-bedroom, 2.5-bath home offers 1,372 square feet of well-planned space with an open layout that actually makes sense - no wasted corners, no awkward transitions. The kitchen keeps it modern and sharp with white shaker cabinetry, quartz countertops, stainless appliances, and a classic subway tile backsplash. Durable luxury vinyl plank flooring runs throughout, because real life happens and floors should be able to handle it - even if you're still sweeping up sand from your beach days. The primary suite features a double vanity, large format tile, and a walk-in shower with glass enclosure, finished in a style that feels current without trying too hard. Secondary spaces follow the same theme - clean, bright, and ready for whatever direction the first owner takes. Out front, a covered porch gives you just enough space to sit, sip your coffee, and pretend you're going to start a morning routine.

The lot is low-maintenance, which means more time at the beach and less time negotiating with your weeds. No HOA. Read that again. Fewer rules, fewer surprises, and more flexibility to use the property in a way that fits your lifestyle. Short-term rentals are allowed, offering flexibility for primary living, second home use, or investment potential.

Ample parking space and only 1.5 miles to the beach. Located in Santa Rosa Beach with convenient access to everyday essentials, dining, and the reasons people move here in the first place.

Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #792823, the builder's professionally designed and fully furnished model home featuring the same floor plan.

This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package may include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications comparable to the model home.

All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999950

Santa Rosa Beach

1398 N County Hwy 393

3 Beds

2 Baths

1,372 Sq.Ft.

$435,000

MLS#: 999950

*OWNER FINANCING AVAILABLE. INQUIRE FOR DETAILS. Freshly renovated and move-in ready, this beautifully updated 4-bedroom home plus heated and cooled Florida room offers a seamless blend of comfort, functionality, and coastal lifestyle. Tile flooring flows throughout the home, complemented by updated lighting fixtures and a freshly painted exterior for a crisp, modern feel.

The renovated kitchen features freshly painted cabinetry with new hardware, granite countertops, an undermount sink, and brand-new stainless appliances--creating a clean, elevated space ideal for everyday living and entertaining. Both bathrooms have been tastefully updated with new tile tub/shower combinations and new vanities. The spacious primary suite is filled with natural light and includes a generous walk-in closet and private renovated ensuite bath. The heated and cooled Florida room features a durable epoxy-coated floor and offers flexible space for a home office, fitness area, playroom, game room, or additional living area. A wood-burning fireplace adds warmth and character, while the two-car garage provides attic storage and an additional refrigerator.

Exterior upgrades include a new privacy fence with gate, refreshed landscaping, and a new mailbox. Major systems include Roof (2022), Water Heater (2017), and BRAND NEW HVAC(July of 2026). Additional peace of mind comes with a recent termite inspection, wind mitigation report, 4-point inspection, and impact-rated vinyl windows--one of the few homes in the community offering this upgrade.

Residents enjoy community amenities including a bayfront dock, pool, tennis courts, park, and pavilion, along with nearby county park access featuring a public boat launch, pickleball courts, and playground. Located just minutes from the bay and a short drive to the beach, this thoughtfully sized home offers an easy, low-maintenance coastal lifestyle.
#997358

Miramar Beach

144 Bonaire Boulevard

4 Beds

2 Baths

1,707 Sq.Ft.

$499,900

MLS#: 997358

Rare Find for Destin: This beautiful two story; 4 bedroom, 2.5 bath home with a 2 car garage, an entertainers dream back yard with heated pool and hot tub, 2 story Lani is located right in the heart of Destin. Close to Destin schools, shopping, restaurants and minutes from the beautiful beaches of the Emerald Coast. 
When you walk through the front door, you'll enter an expansive two-story foyer that leads you to the well-appointed large living room with plenty of space for the family, a fireplace and access to the Poolside Flex Space/ Bar/ Sunroom.  The sunroom opens to the expansive outdoor entertainment area: a perfect place to entertain the family. A two-story screened in Lani, Ninja coating flooring installed in 2022, a ''heated'' private pool with waterfalls, with an attached hot tub and plenty of wide space for grilling, dining and poolside lounge area that provides the perfect outdoor living space for the family to enjoy. Your private backyard Oasis; the back yard; opens up to Twin Lakes, and has no rear neighbors behind you making the backyard a real retreat. Back inside you will find all the upgrades of a beautiful modern Kitchen, with cabinets in coastal blue. Natural lighting, and window blinds throughout. A dining area with wainscoating,  Plenty of Storage: A pantry and Separate Mudroom/Laundry room off the garage. 1/2 bath on the lower level. Up the stairs you will find an open flex space perfect for an office; of childrens hangout/play area, outfitted with cable and internet for a game station and lounge seating. 3 addtional Bedrooms and hall bath, In the oversized Master suite, you will find an ensuite bath with double vanities: and an xtra large walk in closet with built in dresser. This home offers plenty of storage for the entire family's needs: in this quaint family neighboorhood all in the heart of Destin.  Blinds throughout: Extra wide driveway
#1010877

Destin

310 Liriope Loop

4 Beds

2 Baths

2,256 Sq.Ft.

$639,000

MLS#: 1010877

Welcome to 2521 Georgetown Lane in Fort Walton Beach! This beautifully updated two-story home is move-in ready, packed with upgrades. 

Step inside to find fresh paint throughout, a fully remodeled kitchen, and updated bathrooms that give the home a modern, refreshed feel. The spacious living area features durable tile flooring and a cozy fireplace, creating the perfect space for relaxing or entertaining family and friends.

Upstairs, you'll enjoy the comfort of brand-new carpet, while the home's layout offers plenty of flexibility with 2 full bathrooms and 1 convenient half bath. Major improvements have already been completed, including a new roof, providing peace of mind for years to come.

Additional features include a one-car garage, a detached storage unit for extra space and organization, and a functional two-story floor plan designed for comfortable everyday living.

Conveniently located in Fort Walton Beach, this updated home combines style, comfort, and value in one attractive package.
#1010865

Fort Walton Beach

2521 Georgetown Lane

3 Beds

2 Baths

1,254 Sq.Ft.

$1,900

MLS#: 1010865

Builder says to get it sold! New construction 2024 Florida cottage in Santa Rosa Beach with no HOA and short-term rental allowed. This modern home offers a clean, functional design in a single-level layout just off Hwy 331. This 3 BR, 2.5 BA home features an open-concept living, kitchen, and dining area designed for easy flow and natural light. The kitchen stands out with white shaker cabinetry, stainless steel appliances, subway tile backsplash, and a large island with seating. Luxury vinyl plank flooring runs throughout the home, paired with recessed lighting and a split-bedroom layout that gives separation to the primary suite.

The primary bath features a double vanity and a glass-enclosed walk-in shower with tile surround. Exterior features include a solid build with many upgrades including Hardie board siding and trim, a covered front porch, and a large private driveway on a 50x125 lot. The setting offers a simple, low-maintenance footprint with, I'll say it again - NO HOA restrictions - so no headaches, emails, fees, and assessments, just the easy Florida lifestyle you imagine.

Need help seeing the full potential of an unfurnished new construction home? Visit The Spin Inn at 1338 N. County Highway 393, MLS #1007973, the builder's professionally designed and fully furnished model home featuring this same floor plan.

This property is offered at $445,000 in its current unfurnished condition. Buyers may also select an optional $50,000 professional design and furnishing package by separate written agreement, creating a fully furnished purchase package of $495,000. The package can include a personalized interior concept, coordinated furniture and décor, property setup, website design and introductory short-term-rental operations training, subject to final selections, availability and written specifications.

With convenient access to emerald coast beaches, dining, shopping, and all the many things driving relocation to Florida nationwide, this property works as a primary residence, second home, or rental investment.

All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#999951

Santa Rosa Beach

25 Indian Woman Road

3 Beds

2 Baths

1,412 Sq.Ft.

$435,000

MLS#: 999951

This 4-bedroom, 3-bathroom home offers 1,929 square feet of comfortable living space designed for both everyday living and entertaining.
Step inside to find spacious living areas filled with natural light, and generously sized bedrooms that provide flexibility for family, guests, or a home office. The  floor plan offers both comfort and privacy, making it ideal for a variety of lifestyles.
One of the standout features of this home is the new AC system, providing peace of mind and energy-efficient comfort for years to come. Even better, the property is not in a flood zone.
Outside, you'll find a welcoming yard with plenty of room to relax, entertain, garden, or enjoy outdoor activities. Conveniently located near shopping, dining, parks, schools, and all that Lynn Haven has to offer, this home combines location, value, and functionality. Schedule your private showing today and discover everything this exceptional home has to offer!
#791594

Lynn Haven

1802 Sutherland Road

4 Beds

3 Baths

1,929 Sq.Ft.

$350,000

MLS#: 791594

Brand new 6675 Grande Oak Loop!

 This beautifully crafted new-construction home offers 3 bedrooms, 2 bathrooms, and an energy-efficient design that blends modern comfort with quality workmanship. 

The kitchen features granite countertops, stainless-steel appliances, custom-stained hardwood cabinetry with soft-close drawers, and an impressive 10-foot breakfast bar offering plenty of space for casual dining and entertaining.
Granite countertops continue into the bathrooms for a polished, cohesive look. Outside, enjoy a concrete driveway, spacious two-car carport, and a back patio perfect for relaxing or entertaining.
 With stylish finishes, thoughtful details, and low-maintenance living, this move-in-ready home is one you will not want to miss. Schedule your private showing today!
#794771

Grand Ridge

6675 Grande Oak Loop

3 Beds

2 Baths

1,469 Sq.Ft.

$285,000

MLS#: 794771

This floor plan offers four bedrooms, including one that can serve as a den or home office. Upon entry, you'll find quality paint, textured walls, traditional 8-foot ceilings, vinyl flooring throughout the common areas, and carpet in 2 of the bedrooms. The open, spacious kitchen features a center island, pantry, stained cabinetry, durable laminate countertops, a Kinetico water filtration system, and included appliances: dishwasher, stove, and microwave.
This home includes several valuable upgrades designed for comfort, efficiency, and everyday convenience. The owned solar panel system helps reduce the electric bill to approximately $20 per month, while the reverse osmosis water filtration system and Reme Halo induct air purifier enhance water and air quality throughout the home. Outdoor features include a privacy-fenced backyard, covered and screened back patio,  gutters at the front entry and rear of the home, and an above-ground swim spa.
The primary suite offers a spacious bath with a separate shower, large soaking tub, and generous walk-in closet. A standard Smart Home package is also included, featuring a  Color touch panel, Kwikset keyless entry, and Ring doorbell.
Located in Bridge Harbor off Boat Race Road, this home offers a desirable setting close to the water with bay views and refreshing breezes. The community pool and play area are just down the street, and the neighborhood is conveniently located near shopping, dining, Tyndall Air Force Base, and a short drive to the sugar-white sand beaches, while still offering a quiet setting away from the hustle and bustle.
Pictures, photographs, floor plans, elevations, features, colors, and sizes are approximate for illustration purposes only and may vary from the home as built.
#794766

Panama City

368 Bridge Harbor Drive

4 Beds

2 Baths

1,807 Sq.Ft.

$320,000

MLS#: 794766

Welcome to this absolutely adorable, recently updated 2-bedroom, 1-bath condo offering 720 square feet of comfortable, easy living in one of Panama City Beach's most beloved waterfront communities. Step inside to a bright, open living area that flows effortlessly into two generously sized bedrooms, complete with the everyday convenience of an inside laundry area and a dedicated outside storage room for all your beach gear and extras. Laundry is located in the unit. Perched on the second floor, you'll enjoy added privacy and peace and quiet with no neighbors overhead.
Tucked along the scenic Grand Lagoon--a favorite local hub for fishing, boating, paddleboarding, and kayaking--Greenwood Estates is a quiet, low-traffic complex cherished for its laid-back, tranquil setting. Community amenities include a sparkling pool, a gated dock, and a covered picnic and grilling pavilion, the perfect spot to relax, entertain, or watch the boats glide by. The location is hard to beat: you're just about five minutes from sugar-white sand beaches, plus marinas, shopping, and some of the area's best dining right on North Lagoon Drive, including The Grand Marlin, Capt. Anderson's, and the beachfront favorite Schooners.
Whether you're searching for a full-time coastal home, a relaxed seasonal retreat, or a long-term residence near the water, this move-in-ready charmer delivers character, comfort, and an unbeatable lifestyle. Please note: this is an owner-occupant and long-term community--no short-term/vacation rentals. Homes like this in Greenwood Estates don't last long, so call today to schedule your private showing!
#790636

Panama City Beach

7813 N Lagoon Drive 4G

2 Beds

1 Baths

720 Sq.Ft.

$165,000

MLS#: 790636

Welcome to Indigo 702E where the Gulf is more than a view--it's part of everyday life. From sunrise coffee on the balcony to afternoons on the sugar-white sand, this is coastal living at its best. This beautifully appointed 3-bedroom, 3-bath Gulf-front residence offered furnished with approximately 1,768 square feet and spectacular views of the Gulf of Mexico, sugar-white beaches and Indigo's tropical pool complex. Ideally positioned on the 7th floor, enjoy sweeping water views and a wonderful connection to the beach below.
A private elevator opens directly into your entry foyer. The spacious living and dining area features floor-to-ceiling glass and opens to the Gulf-front balcony--perfect for morning coffee, watching dolphins or relaxing to the sound of the surf.
The kitchen features white cabinetry, granite countertops, stainless appliances and breakfast bar. The Gulf-front primary suite offers beautiful water views and private balcony access. The primary bath features dual vanities, jetted tub, separate tiled shower and abundant storage. Two additional bedrooms and baths provide comfortable guest accommodations. HVAC and water heater are only 2 years old!
Indigo is a gated Gulf-front community featuring a zero-entry tropical pool, hot tub, beach access, fitness facilities, theater, social areas, sauna/steam rooms, tennis courts, grilling areas, covered parking and owner storage. Convenient to boating, golf, restaurants, entertainment and Gulf Islands National Sea
#1010884

Perdido Key

13621 Perdido Key Drive 702E

3 Beds

3 Baths

1,768 Sq.Ft.

$1,200,000

MLS#: 1010884

Welcome to 443 Waterway Lane slips are 10 ft. wide and can be up to 24 ft long. - Waterfront Living with Your Own Boat Slip! 🚤🌊
Experience the best of coastal living in this 2-bedroom, 2.5-bath townhome in Fort Walton Beach, complete with a private boat slip that conveys with the property--a rare and highly desirable feature for boating enthusiasts. Enjoy easy access to the Intracoastal Waterway, Crab Island, Choctawhatchee Bay, and the Gulf of Mexico right from your backyard. This move-in-ready home has been updated with new PEX plumbing throughout, providing long-term peace of mind, while the popcorn ceilings have been removed and freshly refinished, creating a clean look throughout the interior. The main living area offers a comfortable and inviting space for relaxing or entertaining and opens to a private, fenced patio, perfect for enjoying coastal breezes, outdoor dining, or unwinding after a day on the water.
Upstairs, you'll find two spacious bedroom suites, each featuring its own private bathroom, providing comfort and privacy for owners and guests alike. Ideally located near the Intracoastal Waterway and just minutes from Okaloosa Island, Gulf beaches, shopping, dining, entertainment, and military bases, this property offers exceptional versatility. Whether you're searching for a primary residence, vacation retreat, or investment property, this townhome checks all the boxes.
With its desirable floor plan, outdoor living space, and valuable boat slip included, 443 W
#1005064

Fort Walton Beach

443 Waterway Lane 443

2 Beds

2 Baths

1,206 Sq.Ft.

$279,000

MLS#: 1005064

Discover an excellent opportunity to own approximately 0.80 acres in the Bear Creek area of Bay County, Florida. Parcel 03805-326-010 offers a peaceful setting with convenient access from a paved road, making this property an appealing option for those looking to build, invest, or secure additional land in a growing area.

The property has been recently cleared, providing a clean starting point for future plans and allowing buyers to more easily evaluate the land and its potential. Whether you are looking to construct a new home, establish a private retreat, or add acreage to your investment portfolio, this parcel offers flexibility and plenty of room to explore your possibilities.

Located in the Bear Creek community, the property provides a more rural atmosphere while remaining within reasonable driving distance of the amenities and services found throughout Bay County. Outdoor enthusiasts will appreciate the area's natural surroundings and proximity to the recreational opportunities that make Northwest Florida such a desirable place to live.

With approximately 0.80 acres, paved-road access, and recent clearing already completed, this parcel is ready for its next owner. Opportunities to purchase affordable land in Bay County are increasingly attractive for buyers seeking space, privacy, and long-term potential.
#794768

Panama City

00 S Fork Loop

None Beds

None Baths

0.8 acres

$49,900

MLS#: 794768

Experience the ultimate beachfront lifestyle at Top of the Gulf, one of Panama City Beach's most desirable Gulf-front communities.  Directly on the sugar-white sands of the Emerald Coast, your | updated | coastal retreat offers Gulf views, spectacular sunrises and sunsets, and private beach access steps from your door.  Spend the days swimming, paddleboarding, shell collecting, or explore along miles of pristine shoreline.  After hours, loosen up watching waves crash from the massive communal balconies, or hit a few balls at 'TopGolf', six miles west.  

Resort-style amenities include a Gulf-front swimming pool, kids' pool, private beach access, fitness center, game room, owners' lounge, BBQ and picnic areas, beachside snack & drink bar, shuffleboard, and Wi-Fi throughout.  Community upgrades, including elevators, windows, doors, railings, and walkways, add to the property's value and appeal.  Take advantage of a low cost monthly HOA fee, at just $525.00.

Time is the ultimate currency here; ideally located on the west end of Thomas Drive, you're minutes from restaurants, shopping, marinas, golf, and many iconic attractions.  Walk to Pineapple Willy's, enjoy live music beachfront at Tootsies new Orchid Lounge, savor Gulf seafood, or explore St. Andrews State Park.  Walmart, bakery, dining, gas and ice cream - all walkable.  Whether you seek a getaway, investment, or your own beachfront home, Top of the Gulf offers a tempting combination of location, amenities, and efficiency.
#1006606

Panama City Beach

8817 S Thomas Drive A608

None Beds

1 Baths

489 Sq.Ft.

$214,900

MLS#: 1006606

Opportunity awaits at 119 Aquamarine Ave! This property offers a great starting point for an investor, renovator or buyer looking to create value in an established Pensacola neighborhood. The home features a functional layout, spacious living areas, tile flooring, inside laundry and a screened patio that provides additional usable space. Several important components are already in place, including a roof installed in 2022, an air conditioning system from 2016, copper wiring, and PEX plumbing. These features provide a solid foundation for the next owner while still leaving plenty of opportunity to update and customize the home to today's preferences. The property offers flexibility for a thoughtful renovation, whether the goal is to create a comfortable primary residence, rental property or future resale. The established residential setting and convenient Pensacola location provide easy access to shopping, dining, schools, major roadways, and surrounding amenities. Bring your vision and take advantage of the opportunity to transform this property into something special.
#794353

Pensacola

119 Aquamarine Avenue

3 Beds

2 Baths

1,484 Sq.Ft.

$95,000

MLS#: 794353

Welcome home to this immaculate, one-level 3BR/3BA Florida cottage with a private swimming pool in the highly sought-after Watersound Origins community. Featuring the popular Eastport plan by Romair Homes, this thoughtfully designed residence offers exceptional indoor-outdoor living and a timeless coastal aesthetic. Two separate one-car garages frame the covered front porch, creating an inviting entry.

Inside, light-toned wood flooring, airy 10-foot ceilings, beautiful millwork, and a soothing neutral palette create a bright and welcoming atmosphere. The foyer opens to a spacious great room centered around a gas fireplace accented by a striking white beam. The open-concept kitchen is designed for both everyday living and entertaining, featuring a large island, quartz countertops, floor-to-ceiling cabinetry, and professional-grade stainless-steel appliances.

The living space extends outdoors to a cozy screened porch overlooking the private swimming pool, creating the perfect setting for morning coffee, afternoon relaxation, or entertaining family and friends. The spacious primary suite offers a peaceful retreat with a beautifully appointed en-suite bath, while two additional bedrooms provide comfortable accommodations for guests or family.

Located in Watersound Origins, residents enjoy an exceptional array of amenities, including a resort-style pool, fitness center, parks, walking and biking trails, and access to the community's vibrant lifestyle. Ideally positioned near the best of 30A, this home offers the perfect blend of refined coastal living, privacy, and convenience.
#1010871

Inlet Beach

91 Heartwood Street

3 Beds

3 Baths

2,030 Sq.Ft.

$950,000

MLS#: 1010871

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.
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